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Gaya Hidup Semakin Digital, Perbankan Kurangi Jumlah Mesin ATM | Databoks Home Gaya Hidup Semakin Digital, Perbankan Kurangi Jumlah Mesin ATM Gaya Hidup Semakin Digital, Perbankan Kurangi Jumlah Mesin ATM Jumlah Mesin ATM di Indonesia per Kuartal (2019-2020) Sumber : Bank Indonesia (BI),
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Penulis: Monavia Ayu Rizaty
Editor: Dimas Jarot Bayu
Bank Indonesia (BI) mencatat, jumlah mesin anjungan tunai mandiri (ATM) secara nasional kian menurun. Hingga akhir kuartal IV-2020, jumlah mesin ATM sebesar 104,6 ribu unit atau berkurang 1,87% dibandingkan periode yang sama pada 2019.
Penurunan jumlah mesin ATM per kuartal terbesar terjadi pada periode Juli-September 2019. Ketika itu, jumlah ATM berkurang 1,47% dari 108,2 ribu unit menjadi 106,6 ribu unit.
(Baca Selengkapnya: Bagaimana Tren Transaksi Kartu ATM/Debit Sepanjang 2020? )
Menurut Asosisasi Sistem Pembayaran Indonesia (ASPI), salah satu penyebab penurunan jumlah mesin ATM karena gaya hidup masyarakat makin terdigitalisasi. Kini, masyarakat mulai marak menggunakan dompet digital dan transaksi melalui e-channel perbankan.
Hal tersebut dapat dilihat dari kenaikan pertumbuhan transaksi SMS dan mobile banking sebesar 55,7% pada kuartal IV-2020 dibandingkan periode yang sama tahun sebelumnya. Sementara, riset Neurosensum mencatat pertumbuhan pengguna dompet digital sebesar 44% pada 2020.
Silakan klik tautan ini dalam kategori: bisnis & industri >> industri keuangan >> infrastruktur APMK untuk mendapatkan data selengkapnya.
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