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Ini Bank yang Banyak Digunakan Usaha Kecil pada 2024 | Databoks Home Ini Bank yang Banyak Digunakan Usaha Kecil pada 2024 Ini Bank yang Banyak Digunakan Usaha Kecil pada 2024 Layanan Giro Bank yang Digunakan Pelaku Usaha Kecil Indonesia (2024) Sumber : Mandiri Institute, November 2024
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Penulis: Adi Ahdiat
Editor: Adi Ahdiat
BCA merupakan bank yang paling banyak digunakan oleh pelaku usaha kecil di Indonesia.
Hal ini tercatat dalam laporan Mandiri Business Survey 2024 yang dirilis Mandiri Institute.
(Baca: Mayoritas Usaha Kecil Tak Pinjam Uang ke Bank, Non-Bank, atau Fintech )
Menurut laporan tersebut, dari 523 pelaku usaha kecil yang disurvei, ada 52% yang menggunakan layanan giro BCA pada 2024.
Di urutan berikutnya ada Bank Mandiri, BRI, dan BNI dengan proporsi pengguna seperti terlihat pada grafik.
Survei ini juga menemukan, pertimbangan utama pelaku usaha kecil dalam memilih layanan perbankan adalah kemudahan penggunaan (73%) dan keamanan (55%).
Ada pula yang lebih mempertimbangkan keandalan/layanan jarang bermasalah (26%), kelengkapan fitur (20%), biaya (19%), dan kualitas layanan pelanggan (12%).
(Baca: Nilai Kredit Macet UMKM Terbesar di Bank BUMN )
