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Rasio Kecukupan Modal Bank Umum Turun Jadi 22,83% Per Januari 2020 | Databoks Home Rasio Kecukupan Modal Bank Umum Turun Jadi 22,83% Per Januari 2020 Rasio Kecukupan Modal Bank Umum Turun Jadi 22,83% Per Januari 2020 Rasio Kecukupan Modal Bank Umum Konvensional Sumber : Otoritas Jasa Keuangan (OJK), 2015-2019
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Penulis: Dwi Hadya Jayani
Editor: Safrezi Fitra
Rasio Kecukupan Modal (Capital Adequacy Ratio /CAR) Indonesia sebesar 22,83% pada Januari 2020. Angka ini menurun dari bulan sebelumnya yang sebesar 23,4%. Meski menurun, rasionya masih jauh dari batas yang sebesar 8%. Gubernur Bank Indonesia (BI) Perry Warjiyo juga menilai CAR Indonesia masih cukup tinggi.
Mayoritas CAR Bank Umum Kelompok Usaha (BUKU) mengalami kenaikan. Hanya CAR BUKU IV yang mengalami penurunan dari 22% pada Desember 2019 menjadi 20,89% pada Januari 2020. CAR BUKU I mengalami kenaikan tertinggi, yaitu dari 25,13% dari bulan sebelumnya menjadi 29,07%.
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