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Simpanan Masyarakat di Bank Umum Tembus Rp8.042 Triliun per Semester I 2023 | Databoks
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Simpanan Masyarakat di Bank Umum Tembus Rp8.042 Triliun per Semester I 2023

Perkembangan Dana Pihak Ketiga Bank Umum (Juni 2022-Juni 2023)

Sumber : Otoritas Jasa Keuangan (OJK), 5 September 2023

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Disalin..
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Penulis: Erlina F. Santika

Editor: Erlina F. Santika

25/9/2023, 19.39 WIB

Laporan Otoritas Jasa Keuangan (OJK) menunjukkan, sumber dana pihak ketiga (DPK) atau masyarakat di bank umum mencapai Rp8.042,1 triliun atau Rp8,04 kuadriliun pada semester I 2023.

Pertumbuhannya tercatat naik sebesar 5,78% dibandingkan periode yang sama tahun sebelumnya (year-on-year/yoy) yang sebesar Rp7.602,29 triliun pada Juni 2022.

Secara bulanan (month-to-month/mom) naik tipis sebesar 0,43% atau mencapai Rp8.007,69 triliun pada Mei 2023.

Jika dilihat pada grafik, perolehan simpanan pada Juni 2023 ini masih di bawah nilai Desember 2022 dengan total simpanan Rp8.153,59 triliun. Perolehan tersebut menjadi yang tertinggi selama setahun belakangan.

DPK sendiri mencakup giro, tabungan, dan deposito masyarakat yang dihimpun oleh bank umum. Kepala Eksekutif Pengawas Perbankan OJK Dian Edina Rae mengatakan bahwa DPK Juni 2023 didorong oleh kenaikan giro.

"Pertumbuhan tertinggi giro 10,92% (yoy)," kata Dian, dikutip dari CNBC Indonesia, Selasa (5/9/2023).

Sayangnya, pertumbuhan terendah terjadi pada tabungan yang hanya berada di level 2,97% (yoy).

(Baca juga: BI Catat Jumlah Rekening DPK Perbankan Naik 1,36% pada Maret 2022)

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