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Kredit Bank Umum Tembus Rp 4.200 Triliun, Kemudian Turun 0,9% | Databoks Home Kredit Bank Umum Tembus Rp 4.200 Triliun, Kemudian Turun 0,9% Kredit Bank Umum Tembus Rp 4.200 Triliun, Kemudian Turun 0,9% Nilai Kredit Yang Diberikan bank Umum 2011-2016 Sumber : Bank Indonesia (BI), Agustus 2016
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Nilai penyaluran kredit Bank Umum di Indonesia mencapai Rp 4.160 triliun (data per Juli 2016). Menurut Statistik bulanan Otoritas Jasa Keuangan (OJK), realisasi per Juli ini turun 0,9 persen di banding bulan Juni yang sebesar Rp 4.200 triliun. Tidak hanya kali ini, sebelumnya penyaluran kredit dengan penurunan terdalam pernah terjadi pada Januari 2016 sebesar 1,9 persen.
Menurut Bank Indonesia, penurunan kredit ini tidak lepas dari pertumbuhan ekonomi dunia yang melambat dan telah direvisi hingga tiga kali. Bagi kalangan perbankan, kondisi ini semakin meningkatkan tingkat kehati-hatian dalam menyalurkan kredit.
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