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Kredit Macet Pinjol Rp1,88 Triliun sampai Mei 2024 | Databoks Home Kredit Macet Pinjol Rp1,88 Triliun sampai Mei 2024 Kredit Macet Pinjol Rp1,88 Triliun sampai Mei 2024 Nilai dan Rasio Kredit Macet Pinjol di Indonesia (Januari 2022-Mei 2024)* Sumber : Otoritas Jasa Keuangan (OJK), Juli 2024
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Penulis: Adi Ahdiat
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Berdasarkan data Otoritas Jasa Keuangan (OJK), nilai total pinjaman online (pinjol) yang masih berjalan secara nasional mencapai Rp64,56 triliun sampai Mei 2024.
Sebanyak Rp1,88 triliun atau 2,91% di antaranya berstatus kredit macet, yakni gagal bayar lebih dari 90 hari sejak tanggal jatuh tempo.
(Baca: Pengguna Pinjol Bermasalah Rata-rata Nunggak Rp2 Juta )
Pada Mei 2024 kredit macet pinjol terbesar berasal dari pengguna perseorangan dengan nilai Rp1,37 triliun, kemudian dari badan usaha Rp508 miliar.
Nilai kredit macet pinjol perseorangan terbesar berada di kelompok usia 19-34 tahun (Rp733 miliar) dan 35-54 tahun (Rp524 miliar).
Sementara untuk kategori badan usaha nilai kredit macet pinjolnya tidak terperinci per sektor.
(Baca: Pengguna Pinjol Indonesia Mayoritas Kelas Menengah )
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