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59% Pengguna Fintech di Indonesia Berpendapatan Menengah Bawah | Databoks
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59% Pengguna Fintech di Indonesia Berpendapatan Menengah Bawah

Pengguna Fintech Berdasarkan Pendapatan (2021)

Sumber : Asosiasi Fintech Indonesia,

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Disalin..
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Penulis: Vika Azkiya Dihni

Editor: Annissa Mutia

14/4/2022, 11.30 WIB

Laporan Asosiasi Fintech Indonesia (Aftech) menunjukkan sebanyak 59% dari penggunan teknologi finansial atau fintech Indonesia berpendapatan menengah bawah.

Rinciannya, kelompok pendapatan Rp5-15 juta menjadi yang paling banyak menggunakan fintech, yakni 36%. Sementara, 23% pengguna berasal dari kelompok pendapatan di bawah Rp5 juta.

Kemudian, sebanyak 18% pengguna fintech berasal dari kelompok pendapatan Rp15-30 juta. Adapula 6% pengguna fintech dari kelompok pendapatan Rp30-50 juta dan 17% pengguna berpendapatan Rp50 juta.

Sementara jika dilihat berdasarkan usia, mayoritas atau 73% pengguna fintech di dalam negeri merupakan segmen pada rentang usia 25-35 tahun.

Adapun, laporan ini menunjukkan bahwa 62% penyelenggara fintech mengklaim telah melayani usaha mikro, kecil, dan menengah (UMKM). Dari jumlah itu, 42% fintech menyatakan nilai transaksi dari UMKM telah lebih dari Rp80 miliar.

(Baca Juga: Sebanyak 102 Fintech P2P Lending Kantongi Izin dari OJK)

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