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Pembiayaan Bermasalah Bank Umum Syariah Terus Meningkat | Databoks Home Pembiayaan Bermasalah Bank Umum Syariah Terus Meningkat Pembiayaan Bermasalah Bank Umum Syariah Terus Meningkat Non Performing Financing (April 2020-April 2021) Sumber : Otoritas Jasa Keuangan (OJK), 1 Juli 2021
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Penulis: Dwi Hadya Jayani
Editor: Annissa Mutia
Pembiayaan bermasalah Bank Umum Syariah tercatatkan semakin meningkat berdasarkan laporan Otoritas Jasa Keuangan (OJK). Hal ini tercermin dari non performing financing (NPF) Bank Syariah pada Februari 2021 yang sebesar 3,18%, berhasil turun dari bulan sebelumnya yang sebesar 3,2%.
Namun pada bulan selanjutnya pembiayaan bermasalah Bank Umum Syariah mengalami kenaikan menjadi 3,23%. Tren kenaikan berlanjut hingga 3,29% pada April 2021.
NPF merupakan gambaran dari rasio pembiayaan bermasalah terhadap total pembiayaan. Indikator ini digunakan untuk menggantikan konsep pinjaman sebagaimana bank konvensional.
(Baca: Aset Dua Bank Syariah Milik BUMN Turun pada Kuartal II-2020 )
Sebagai informasi, baru-baru ini terdapat skandal antara bank syariah terhadap pengusaha Jusuf Hamka. Ia diduga menjadi korban pemerasan setelah terbelit jaminan bunga pinjaman oleh bank syariah.
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