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Naik-Turun Rasio Kredit Macet Bank Permata | Databoks Home Naik-Turun Rasio Kredit Macet Bank Permata Naik-Turun Rasio Kredit Macet Bank Permata Non-Performing Loan (NPL) Neto Bank Permata Sumber : Bank Permata Tbk,
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Penulis: Andrea Lidwina
Editor: Muhammad Ahsan Ridhoi
Rasio kredit macet (non-performing loan /NPL) neto Bank Permata tercatat sebesar 1,3% pada 2019, turun 40 bps dibandingkan tahun sebelumnya. Penurunan ini merupakan yang pertama dalam lima tahun terakhir.
NPL Bank Permata sempat melonjak dari 1,4% pada 2015 menjadi 2,2% pada 2016. Kenaikan yang cukup signifikan membuat pendapatan perusahaan tergerus menjadi Rp 8,15 triliun, lalu merugi hingga Rp 6,48 triliun.
(Baca: Rasio Kredit Bermasalah 5 Bank Besar Nasional Naik di Semester I-2020 )
Pada 2017, rasio kredit bermasalah bank tersebut turun menjadi 1,7%. Angka tersebut bertahan sampai tahun berikutnya.
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